Personal Savings Account 5.10% p.a. on Balance up to $250,000 (Deposit $300/Month Required) @ Judo Bank
samwaldo posted this 2 weeks ago
Includes 5.05% p.a. bonus rate +0.05% p.a. base rate.
- No withdrawal penalties
- No balance growth requirements
- No linked accounts required
- No minimum card purchases
| Balance tier | Base Rate | Bonus Rate | Total Variable Rate |
|---|---|---|---|
| $1 – $250,000 | 0.05% p.a. | 5.05% p.a. | 5.10% p.a. |
| $250,001 – $2,000,000 | 0.05% p.a. | 4.55% p.a. | 4.60% p.a. |
| $2,000,001+ | 0.05% p.a. | N/A | 0.05% p.a. |
Rates are current as of 24 February 2026 and are subject to change.
How to unlock your bonus rate
1. Deposit $300 a month.
To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.
2. Access your money anytime.
Unlike other banks, we don’t penalise you for making withdrawals. You can move money out for emergencies without losing eligibility.
3. Watch it grow.
Interest is calculated daily and paid monthly. Track your progress instantly via the Judo Bank mobile app.
Judo Bank Pty Ltd is listed on APRA - List of authorised deposit-taking institutions covered under the Financial Claims Scheme
https://www.judo.bank/savings-accounts/personal-savings-account/
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