NAB Low Fee Credit Card: $350 Cash Back with $1,500 Spend in 90 Days, $0 1st Year Fee (Ongoing $49/Y) @ NAB (Existing Customers)

$350 Cash Back and $0 Annual Fee with $1,500 Spend in 90 Days @ NAB for EXISTING CUSTOMERS
$250 Cash Back and $30 Annual Fee with $1,500 Spend in 90 Days @ NAB for NEW CUSTOMERS

Existing customers

Enjoy $350 cashback
$350 cashback when you spend $1,500 on purchases within 90 days from account opening.
$0 annual card fee for the first year, reverting to $30 p.a. from the second year.
Purchases must be processed and charged to your account in the 90 day period from account opening to count towards the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time.

New customers

Enjoy $250 cashback
$250 cashback on a new NAB Low Fee card when you spend $1,500 on purchases within 90 days from account opening.
Purchases must be processed and charged to your account in the 90 day period from account opening to count towards the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Rates and fees

Learn more about our standard interest rates and minimum credit limits.

Variable purchase rate
20.99% p.a.
Standard balance transfer (BT) rate for 12 months
3% BT fee applies. Unpaid BT reverts to variable cash advance rate
We can’t process balance transfers from certain issuers – see our indicative list. 0% p.a.
Interest free days on purchases- Up to 44
Annual card fee
From 27 April 2026, the annual card fee will increase from $30 to $49 p.a. $30 p.a.
Minimum credit limit -$1,000
Variable cash advance rate
This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account- 21.74%

https://www.nab.com.au/personal/credit-cards/low-fee-cards/nab-low-fee-card