Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance
Bendigo Bank Ready Credit Card
This card could be good for people looking to go on overseas holidays over the xmas/ new year period and beyond.
It has some advantages other cards don't have like a lower minimum credit limit, joint accounts and travel insurance.
Joint Accounts Available
Bendigo Bank support joint credit card holders.
Joint account means the credit facility is opened under two peoples names. Not many banks offer this on credit cards.
https://www.finder.com.au/joint-account-credit-cards
BSB/Account Number linked to the card
Which enables you to send fast payments directly onto the card. No need to send money in via BPAY.
Not all banks support sending fast payments via BSB/Account No, so you will need to check with your respective bank.
Other features
- Uses the Mastercard Exchange Rate (https://www.mastercard.us/en-us/personal/get-support/convert…)
- 0% International Fee
- $0 Yearly Fee
- Joint accounts available (you apparently need to go into a branch to set this up)
- $0 Additional Card Holder Fee
- 90 Days Travel Insurance (inc cancellation cover)
- Extended Warranty on purchases
- Purchase Protection on purchases
- $3000 minimum credit limit
Bendigo Bank is also considered an 'ethical bank' with no investments in fossil fuel's according to Market Force:
https://www.marketforces.org.au/info/compare-bank-table/
Enjoy.